Let Blanchette Appraisal Inc handle your appraisal needsTo a lot of people, an appraisal just looks like one more thing in the long list of items for a mortgage or refinance. Even though there are an increasing number of automated home valuation methods that may appear more cost-effective than an appraisal, nearly all lenders still want a local expert because the stakes are incredibly high. Is getting a mortgage the only basis for getting an appraisal? Are there also situations when the services of a certified, independent real estate professional might come in handy? You bet there are. 
Challenge your tax assessment in Providence CountyIt's quite possible you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are determined by a previous assessment of your house, so if values have declined in your area, you can challenge your assessment and save money. An appraisal from Blanchette Appraisal Inc is your best evidence when building your case. At Blanchette Appraisal Inc, we're qualified to assist you in appealing your tax assessment. Eliminate PMI to lower your mortgage paymentWhen the amount being loaned to the home buyeris more than 80% of the actual value of the real estate, most lenders ask buyers to buy this extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often folded into the monthly mortgage payment and is soon forgotten. This is damaging because PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, Blanchette Appraisal Inc can give you a statement regarding the value of your home. The expense of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI. Order your appraisal from Blanchette Appraisal Inc today Order onlineDivorce settlement with fewer hang-upsA divorce is often complicated by the challenging decision of who gets the home, and it can be a particularly daunting occurrence for both parties. So both parties are fully aware of the true market value of their home, it's a good idea to get an appraisal from Blanchette Appraisal Inc, regardless of the circumstances. The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Accurate and fair estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion. Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike wealthy individuals. And since a home or other property often makes up an uneven share of the total estate value, knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal. Relocate to or from Providence County through an employee relocation programWe are familiar with the headaches associated with an employee relocation. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, as well as information regarding any new sales or listings in their area that they want considered during our thorough inspection. Sell your home promptly — at the right priceA professional appraisal can help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't a percentage of the sales price, but rather they rest on our efforts to finish the appraisal report. We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long propertiesstay on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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