Attention homeowners in Cranston and Providence County: Get an Appraisal today!

Here are the top seven reasons RI homeowners hire Blanchette Appraisal Inc:

Find the right listing price (whether they're selling the home themselves or using an agent)
To challenge a RI property tax assessment
To reduce your mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a RI divorce, when property needs to be divided
To determine the true market value of real estate in question to settle an estate in RI

Do you own a home in or near Cranston? Do you need help deciding the price of your real estate?
Contact Blanchette Appraisal Inc.

At Blanchette Appraisal Inc, we understand the unique needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We're experts in helping consumers just like you abolish unnecessary PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that's declining or not appreciating as much as other houses close by. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal report from Blanchette Appraisal Inc is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Blanchette Appraisal Inc can provide you with a professional appraisal to help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.